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Preheat oven to 375 degrees. Line 2 muffin tins with cupcake liners.
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In a bowl combine flour, baking powder and soda, and salt. Mix together and set aside.
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Mash bananas and combine with pumpkin, sugar, eggs and oil. Mix well.
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Gradually add dry ingredients to the wet ingredients and mix until just combined.
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Fill each muffin tin ⅔ of the way full.
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In a separate bowl, combine brown sugar, flour, cinnamon and butter. Mix until small size crumbs form.
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Sprinkle a spoonful of topping on each unbaked muffin and top with a sprinkle of sliced almonds.
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Bake at 375 degrees for 18-20 minutes.